Introduction to Roofing Financing
Getting work done on your home can seem like a monumental task. Among other things, it can be a costly and frustrating process, especially if you don't know about the financing options that a local roofing contractor in Metro Atlanta can provide.
Pro Roofing & Siding gets that not everyone feels entirely confident with going ahead and getting their home improvement projects started right away. Money can be a contributing factor, but that shouldn't stop you! In fact, waiting for too long to complete a home improvement project, like a roof replacement, can cause significant problems down the road.
In this article, we will walk you through some roofing financing options and help give you the knowledge to choose the suitable method for your needs.
Benefits of Doing Financing for Roofing
Before talking about financing options, it's important to point out the benefits of working with a roofing company with financing:
General Methods of Roofing Financing
You have several options for financing your roof replacement project, below you will find some of them. If you are interested in our the financing options offered by Pro Roofing, jump to section by clicking here.
Rebates & Governmental Loans for Roofing
The FHA, or Federal Housing Authority, has a type of loan called a Title I loan. Homeowners with limited equity in their homes, along with good credit, typically qualify for Title I loans.
Some tax rebates and incentives are available in certain states, depending on whether you choose energy-efficient roofing. You can find more about these types of loans through the Department of Energy and DSIRE, the Database of State Incentives for Renewable Energy.
Home Equity Line of Credit
A HELOC, or home equity line of credit, is a loan in which you use the equity from your home to secure a loan. This type of financing applies to significant expenses. For instance, you can use it to pay for your new roof and pay it off over time.
Home Equity Line of Credit
You may be qualified to get a new credit card. If so, be sure to look for one that offers an interest-free introductory period of at least 12 months.
You can use this card solely to pay for your new roof, break up the cost into 12 equal payments, and make one payment each month to pay off the balance by the end of the interest-free period.
This method requires that you be diligent with your monthly payments and the amount you pay each month; otherwise, it could result in hefty interest charges.
How We Tackle Roofing Financing At Pro Roofing & Siding
At Pro Roofing & Siding, we understand that the above options may not be available to all of our customers. That's why we offer financing options for your new roof through a partnership with Service Finance to help you get started on that project you've been putting off.
If you are in the planning phase of a roof replacement project but don't have the financial resources in hand, we recommend you apply for a payment plan through our financing partners Service Partners. Our roofing professionals can walk you through the process to help you make the right decisions. When you face roof replacement, trust the local roofing contractors at Pro Roofing & Siding.
Pro Roofing & Siding Services
For those either new to roofing businesses or are curious as to what we offer, Pro Roofing & Siding provides both residential and commercial services. Residential services mainly cater to typical homes and the occasional apartment complex, while our commercial services are for apartment complexes, brick-and-mortar shops, and even more significant corporate buildings.
Residential Roofing Services
Roofing: Pro Roofing & Siding provides shingle roof replacement by using and installing GAF TimberLine asphalt shingles or installing a metal roof for those wanting a sleek yet efficient look to their homes. We also work with traditional roof repairs and even tackle emergency roofing should there be severe damage.
Commercial Roofing Services
As a local roofing contractor, we want to build on our positive relationships with the many neighborhoods we have already worked for. Hence, we decided to diversify our services within those locations by assisting the area's many commercial businesses and apartment complexes with their roofing needs.
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